By agreeing below, you acknowledge that you understand and accept the following terms and conditions:

1. “You” and “your” refer to the undersigned individual contracted with BrokerTrainingSchool.com or “BTS”, “we” or “us”. 
2. BTS, through its Training Provider, will make available the most recent study materials for the examination that you have indicated that you wish to prepare for. You understand that the test sponsoring organization may, at any time, amend, change or modify any examination. BTS will utilize its best efforts to work with their Training Provider to deliver to you the most recent study information.
3. You are studying in anticipation of taking an examination to become registered in the securities industry. You understand that successful completion of the examination does not mean that you are licensed. You may only become licensed by being actively employed with a regulated firm and completing all of the licensing requirements for your particular state.
4. You may not publish copy or resell any of the study materials furnished by BTS or its Training Provider. You understand that BTS and any third party vendors have a protected interest in the study materials and that the materials are protected by various copyrights.
5. In order to sit for any examination, you will be required to complete a detailed background questionnaire disclosing personal details as well as information regarding any previous involvement in legal proceedings, regulatory investigations, bankruptcy and criminal proceedings. If you are ineligible to sit for any examination due to prior disciplinary history or other adverse information, your application will not be submitted and you will not be scheduled for any examination. Additionally, any refund of fees paid will be subject to our refund policy as outlined below.
6. Once you indicate that you would like to sit for the examination, you will be required to pay the BTS examination fee (unless you have elected the paid in full option). Once your testing application is submitted, you will be notified that your window has been “opened”. You will be solely responsible for scheduling any examination within the time period permitted. Once opened, BTS will not extend your testing window. 
7. By signing below, you acknowledge that at the time of applying for any examination, you have the intent to be employed in the securities industry in a position which requires you to qualify by taking an examination. But, you are under no obligation to do so. You understand that by agreeing to provide you with study materials and scheduling your examination, BTS is not making any offer of employment or agreeing to employ you in any capacity.
8. You understand that you may only sit for a qualifying examination by being affiliated with a regulated firm. By paying for the examination fee, BTS will arrange for you to be sponsored to take the qualifying examination.  
9. You understand that immediately upon successfully competing the examination your affiliation with the sponsoring firm will be terminated. 
10. You understand that under current industry rules, once your affiliation is terminated your examination is considered inactive and must be activated with another regulated firm. 
11. You understand that you have a period of two years to re-activate any license before that license is considered lapsed. Once your license lapses, you must re-qualify by re-taking the appropriate examination.
12. You understand that successfully completing an examination does not qualify you to provide any investment related advice or services. In order to provide any investment related services, you must be registered with the appropriate state authorities and affiliated with a regulated firm
13. You understand that BTS is under no obligation to obtain full time employment for you in the securities industry.
14. You have read and understand the BTS refund policy as follows:

1. Once the examination review materials are ordered, you will not receive any refund for the review materials.
2. If you purchase and at the time of enrollment pay for both the review materials and testing fee, you will be entitled to the following refund if you elect not to sit for any qualifying examination:

• i. No refund on the review materials or training portion
• ii. If you elect not to take the FINRA examination and you notify BTS prior to our submission of your testing application (typically this is completed by student and submitted only after completion of the study program for that test). BTS will refund 100% of “testing” component of fee, less a $50.00 processing fee
• iii. If you elect not to take the FINRA examination after BTS has submitted the completed testing application or any regulatory sponsoring organization rejects your application, BTS will refund the balance of any testing fees not paid less a BTS processing fee of $50.00

You agree to indemnify and hold harmless BTS, its officers, directors, employees and agents from any claims or losses related to your ability to successfully complete the qualification examination.